Money decisions
Examines how saving, spending and investment choices interact across different stages of an individual’s financial life.

Perimeter Reading / Personal finance
Nick Maggiulli
Data informed essays about building wealth, understanding market risk and making financial decisions, with charts that connect investing research to everyday choices.
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The publication
Of Dollars And Data starts with a practical money question and uses evidence to challenge the instinctive answer. Nick Maggiulli examines saving, market participation, risk and the tradeoffs that come with growing wealth. Articles commonly connect a chart or historical comparison to a decision an individual investor might face. The weekly email is an approachable route into the public archive. Its value is the reasoning behind a financial choice, especially when a familiar rule deserves a closer look.
Readers who want charts and evidence to clarify saving and investing decisions, particularly when common financial advice feels too broad for their situation.
Inside the reading
Examines how saving, spending and investment choices interact across different stages of an individual’s financial life.
Uses data and historical comparisons to explore risk, returns and the limits of confident market narratives.
Connects financial progress with habits, expectations and the difficult choices that spreadsheets alone cannot always settle.
The Desk’s reading note
Start with a question you already have about money, then check which assumptions make the article’s answer useful.
Keep a question, an idea to investigate, or a source to return to in your saved notes.
From the original source
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Add another perspective
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